Our Principals Timothy Gaarder, CFP® Financial Advisor 763-230-7402 Timothy.Gaarder@lpl.com Co- Founder of Investors Financial Group, LLC in 1992. Prior to that, he was a financial consultant with American Express Advisors. Tim is a graduate of the University of Wisconsin – La Crosse, where he received a Bachelor of Science in Business Administration. He has maintained the Certified Financial Planner™ designation (CFP®) since 1992. Tim has over 38 years of experience in the financial services industry.