Our Advisors Timothy Gaarder, CFP® Financial Advisor 763-230-7402 Timothy.Gaarder@lpl.com Co- Founder of Investors Financial Group, LLC in 1992. Prior to that, he was a financial consultant with American Express Advisors. Tim is a graduate of the University of Wisconsin – La Crosse, where he received a Bachelor of Science in Business Administration. He has maintained the Certified Financial Planner™ designation (CFP®) since 1992. Tim has over 38 years of experience in the financial services industry. Richard Anderson, CRPC® Financial Advisor 763-230-7404 firstname.lastname@example.org Rick is a Chartered Retirement Planning Counselor (CRPC®) with over 35 years of experience in the industry. He graduated from Northern Michigan University with a Bachelor of Science in Business Communications and has resided in the Twin Cities with his family since 1987. Now partnered with his sons, Brody and Lucas, Rick has grown his practice into a family-based operation focused on comprehensive financial planning. Their mission is to implement strategies designed to create, manage, and preserve the wealth of their clients. Ron Bickford. CFP® Financial Advisor 612-200-8120 email@example.com Ron Bickford is a lifelong resident of Minnesota, he grew up in Rochester, and then attended college in Duluth where he graduated from the University of MN, Duluth. Ron has over 35 years of experience in the financial services industry. He co-founded Investors Financial Group in 1992 so he could offer his clients high quality, personalized financial advice. Ron is also a Certified Financial Planner, CFP®. To earn the CFP® designation, Ron had to complete an approved educational program, pass a rigorous examination, and meet stringent experience requirements. Ron also adheres to a professional Code of Ethics and he fulfils annual continuing education requirements to remain aware of the current planning strategies and financial trends.Ron enjoys an active lifestyle, traveling, fishing, and family time away at their cabin. Liz Dehn Financial Advisor 612-200-8121 firstname.lastname@example.org Liz became a financial advisor with Investors Financial Group in 2017. At that time, she had over 15 years of industry experience. With a background in client services and office administration, Liz knows the importance of paying attention to detail and being well organized. She enjoys getting to know clients and working with them to implement strategies to help them pursue their vision for the future. Liz obtained her first securities license in 2003. She currently holds her Series 6, 7 and 63 securities registrations with LPL Financial. She holds her Series 66 license through LPL Financial and Investors Financial Group. Liz is also licensed to sell insurance and annuity products in the state of Minnesota. Jeff Doom, CFP® CRPC® Financial Advisor 952-446-7888 email@example.com Jeff Doom is Financial Advisor in our Plymouth office. Jeff earned a BA in with a concentration in Financial Management from the University of St Thomas. He joined the financial advice business in 2000, earned his CHARTERED RETIREMENT PLANNING COUNSELOR designation in 2008 and his CERTIFIED FINANCIAL PLANNER™ designation in 2011. Jeff works to help simplify the complexity in clients’ financial lives. He has a passion to build enduring relationships with individuals, families, and small businesses. He joined Investors Financial in 2016 to offer his clients independent financial advice. Jeff and his wife reside in Edina, MN with their 3 children. When not at work he might be coaching on the soccer or football field, cheering at a swim meet, or relaxing out at the farm. Philip Anderson, CFP® Financial Planner 612-200-8123 firstname.lastname@example.org Philip Anderson, CFP® is a Financial Planner in our Minneapolis office. Phil is a graduate of the University of Minnesota –Twin Cities, where he earned a Bachelor of Science degree in Chemical Engineering. Following a ten-year career in engineering, Phil became a financial consultant in 1998 and has maintained the CERTIFIED FINANCIAL PLANNER™ designation (CFP®) since 2001. Phil has been a Financial Planner with Investors Financial Group since 1999. Jim Chapple, CFP® Independent Financial Advisor 763-230-7414 email@example.com Jim Chapple graduated from Winona State University in 1993 with a Bachelor of Science in Finance with a concentration in Investments. He has been working in the financial services industry since 1994 and has earned the CERTIFIED FINANCIAL PLANNER ™ (CFP®) designation. Jim has been an Independent Financial Advisor with Investors Financial Group since 1998. As an independent advisor, Jim is able to recommend products on an independent basis. Jim and his wife Karen live in Bloomington with their children, Harrison and Angelina. Stephen North, CRPC® Financial Advisor 763-230-7406 firstname.lastname@example.org Stephen is a graduate of the University of Minnesota’s Carlson School of Management where he earned a Bachelor of Science in Business Administration. He has maintained the Chartered Retirement Planning Counselor designation (CRPC®) since 2001. Prior to joining IFG in 1997, Stephen was a financial consultant with American Asset Management and American Express Financial Advisors. Stephen has over 31 years of experience in the financial services industry. Michael Vitale, CFP® Financial Advisor 763-230-7415 email@example.com Michael earned a BS in Finance and a BS in Accounting from the University of Illinois in Champaign/Urbana along with a CPA certificate in the state of Illinois. He went on to complete his MBA in Finance at the Carlson School of the University of Minnesota in 1987. After 8 years at American Express Financial Advisors during which he earned the CERTIFIED FINANCIAL PLANNER™ designation, Michael joined IFG in 1998 to be able to offer his clients independent financial advice. Michael specializes in financial planning for education, retirement and other client needs that warrant a detailed, thorough and well-conceived approach. Tyler Christenson CRPC® Financial Advisor 763-230-7418 firstname.lastname@example.org Tyler is a Financial Advisor in our Plymouth office, where he specializes in comprehensive financial planning for his clients. This process involves understanding not only a family’s assets and liabilities, but just as importantly their goals, aspirations and propensity for risk. Tyler graduated summa cum laude from St Cloud State University with a double major in Finance and Economics, and has been working in the investment industry since 1997. When not in the office, he enjoys playing baseball/softball with his kids and being away “up north” fishing and relaxing with his family.CRPC conferred by College for Financial Planning. Eric T. Norman, MBA, CPWA®, CIMA®, CRPC® Financial Advisor 612-200-8128 Eric.Norman@lpl.com Eric earned his BA from the University of Minnesota – Twin Cities in Political Science, and an MBA from the Carlson School of Management. In addition, Eric holds the Certified Investment Management Analyst® and Certified Private Wealth Advisor® certifications from The Investments & Wealth Institute and was certified in 2009 as a Chartered Retirement Planning Counselor® by the College for Financial Planning. You can be confident I will bring my full knowledge and over 15 years of industry experience to every opportunity we explore, and every move we make together.I measure my success the way my clients do. By the goals we’ve pursued together, the wealth we’ve managed to grow, and the life I’ve enabled them to live through sound, strategic wealth planning. If you’d like to see that process for yourself, call me. I’d love to see what we can accomplish together. Troy A. Gourde, CRPC®, AWMA® Financial Planner 952-446-7760 Troy.Gourde@lpl.com As a former educator, Troy is passionate about supporting his clients as they pursue long term success through financial planning and education. Using today's smart technology, Troy integrates a goal orientated process while guiding clients in the areas of asset allocation, diversification, protection and estate planning. As an independent financial planner, Troy has earned the designation of Chartered Retirement Planning Counselor™ and Accredited Asset Manager™ through the College of Financial Planning. Troy is a registered representative through LPL Financial holding both the Series 7 and 63 licenses. He is also an independent licensed insurance agent in the areas of Life, Long Term Care, Annuity and Variable Life. Being an avid outdoorsmen and traveler, Troy celebrates wilderness as a necessity. Troy has backpacked around the world and enjoys the learning curve and challenges that comes with it. He is a pillar of his community and is active in his condo association, church and Big Brothers Big Sisters of the Greater Twin Cities. In his free time, he enjoys teaching retirement and pre-retirement classes at Hennepin Technical College, spending time hiking, fishing and wandering in the wilderness with his wife Laura, daughter Daisy and loveable pup Rocket. You can find out more about Troy at his website at www.troygourde.com Adam Landvik 612-200-8127 Adam.Landvik@lpl.com Adam began his career in the fall of 2001. A graduate of Northwestern, with a degree in Financial Planning, he earned his CFP designation in 2005. As a CFP Professional, he has served as a volunteer financial planner in Ramsey County Libraries and as a Subject Matter Expert for the CFP Board exam. He helped create the Best Prep financial literacy program, Money Matters, for high school students, and has served as a volunteer teacher in inner-city public schools for Best Prep. Outside the office Adam enjoys volunteering at Substance Church and Love the City downtown Minneapolis, as well as cross-country road trips, and short-term mission trips to Latin America with his college-aged children. He is an avid pickleball player...and an aspiring karaoke singer. Thomas A. Miller, J.D. Financial Advisor 952-446-7562 Thomas.A.Miller@lpl.com Tom creates focused, forward-thinking strategies that seek to help clients manage cash flow, minimize tax burdens, transfer wealth and mitigate risk. Specific areas of experience include retirement planning, investment portfolios, estate planning, annuities, long term care and life insurance. He has been an advisor since 2005 and joined Investors Financial Group in February 2014. Tom holds a Bachelor of Arts Degree from Gustavus Adolphus College and a Juris Doctor from Mitchell-Hamline College of Law. Along with helping clients manage their wealth, Tom enjoys travel with his family, reading non-fiction and relaxing with music or sipping an occasional dram of premium bourbon whiskey. Richard (Rick) M. Berquist, MBA, CMFC®, CRPC® Financial Advisor 612-584-3206 Richard.Berquist@lpl.com Rick Berquist is a graduate of the University of Minnesota where he earned his Bachelor of Arts Degree and is also a graduate of the University of St. Thomas where he earned his Master of Business Administration Degree. He has also maintained his Chartered Mutual Fund Counselor designation (CMFC®) since 2009 and his Chartered Retirement Planning Counselor designation (CRPC®) since 2010. Rick worked for two Fortune 500 Companies before becoming a Financial Advisor in 1996. He joined Investors Financial Group in January 2014 in order to offer his clients independent financial advice. Rick specializes in comprehensive financial planning and investment strategies in order to assist clients in pursuing their goals and living their dreams, while being mindful of asset protection and risk management. Patrick Stenson, CRPC® Financial Advisor 763-230-7411 Patrick.Stenson@lpl.com Pat is a Chartered Retirement Planner Counselor (CRPC®) and graduated from Minnesota State Mankato in 1985 with a degree in Business Administration and concentrations in Finance and Economics. Pat has worked in the financial services industry since 1986. He works in the Plymouth office where he specializes in comprehensive retirement planning and investment portfolio management. Pat has 2 adult children and resides in Minnetrista. In his spare time Pat enjoys travel, the outdoors and following the Minnesota sports teams. Bill Snuggerud Financial Advisor 763-205-9030 William.Snuggerud@lpl.com Bill Snuggerud has over twenty years’ experience helping his clients manage their wealth through the market’s ups and downs. Bill is approachable and experienced; a valuable asset and sounding board as you pursue your financial goals and prepare for the future. As your partner in financial planning, Bill’s insight and perspective are a fundamental piece to a comprehensive financial strategy - no matter how complex the situation.Bill earned his bachelor’s degree in Economics and Business Finance from the University of St. Thomas. Before transitioning his career to a Financial Advisor, he worked as a business analyst/controller at Donaldson Companies Inc. He and his wife live in Minneapolis, spend time at a lake cabin in Ely, and have three adult daughters who have all graduated from college. Michael T. Tervo, CPFA® Financial Advisor 651-888-6001 Michael.Tervo@lpl.com With more than 18 years of wealth management experience, I understand the importance of building each client relationship based on communication. Throughout the years, I have evolved with the ever-changing financial world and have tailored my practice to be a client service-based environment where we all work as a team toward each client's unique goals and objectives. I also have a diverse knowledge of 401k plans.I take the time to understand each client’s unique financial situation and apply our depth of experience and industry knowledge to strategize for each family we work with. Once we understand your financial goals, objectives and evaluate the current financial environment, we develop a custom strategy to pursue their goals.Mike received his bachelor's from the University of St Thomas in St. Paul. He is a member of various professional associations.Mike's personal interests include spending time with his wife and children. He enjoyed coaching his kids throughout the years in each of their organized sports, including baseball and basketball. Connor Gaarder, CFP® Financial Advisor 612-584-4500 C.Gaarder@lpl.com Connor focuses his knowledge on helping clients invest and manage their assets through financial planning. Connor passed the CERTIFIED FINANCIAL PLANNER™ Board Exam in November of 2019 which gave him the knowledge to service any financial situation. He strives to build lasting relationships with clients and works to learn what is most important to each client. Connor graduate from the University of North Dakota in 2015 with a Bachelor of Science in Business Administration with a major in Entrepreneurship. After college Connor went on to play 2 years of pro hockey in the USA and Europe. He joined the finance industry in 2017. Before joining Investors Financial Group, he was employed by Ameriprise Financial. Lucas Anderson Financial Advisor 763-205-9031 Lucas.J.Anderson@lpl.com Lucas is a Financial Advisor in our Plymouth office. He graduated with a Bachelor of Science Degree in Marketing and entered the industry in 2016. Partnered with his father Rick and brother Brody, Lucas specializes in comprehensive financial planning as well as investment management. A major focus of his practice is identifying a client’s financial goals in order to tailor a specialized approach and to help satisfy their needs. From clients just starting out, to those in need of retirement and estate planning, Lucas looks to provide sound guidance and increased confidence. He is excited to be providing a heightened level of service and advice through their family-based practice.